Online Payday Loans That Accept Disability in Canada

Looking for online payday loans that accept disability in Canada? Get loans for disabled people with no credit checks through WeLoans today!

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What Is a Payday Loan for Disability?

Several disabled people in Canada may not be eligible for regular loans as they do not have access to income from employment. To meet their financial needs, a category of payday loans for disabled people exists.

These payday loans are short-term loans targeted at helping people who earn income from disability payments, including Supplemental Security Income (SSI) and Social Security Disability Insurance (SSDI).

It is worth noting that if you live in Alberta or Ontario, you may need to apply for payday loans with Alberta Income for the Severely Handicapped program (AISH) or Ontario Disability Support Program (ODSP) payday loans instead.

Benefits of Getting Online Payday Loans that Accept Disability in Canada

Applying for online payday loans that accept disability comes with a truckload of perks for borrowers. Here are some of them at a glance.

Easy to Qualify

Compared to regular loans, online disability payday loans are easily disbursed as long as you meet eligibility requirements.


Making a disability payday loan request is easy, seamless, and safe for everyone. Besides, the process is entirely online, saving you the stress of going to a physical store.

Bad Credit Considered

Payday lenders are more interested in your ability to repay than your credit score. So, as long as you can provide proof of stable disability income from disability payments, you have a good chance of getting a payday loan, even with a bad credit score.

What Do You Need to Get Approved for Disability Payday Loans?

Similar to all other loans, the payday loan for disability also has a short list of eligibility requirements. If you're applying for a payday loan, here is a list of things to keep in mind:

  • You must have attained the age of majority. This may be 18 or 19 years, depending on your province.
  • Intending borrowers must be Canadian citizens or at least be permanent residents in the country.
  • A regular source of disability income is also essential to approve your payday loan.
  • Lastly, be ready to provide an active savings or checking bank account for lenders to deposit the loan.

Can You Get Disability Loans with No Credit Check in Canada?

Yes, many of our lending partners in Canada offer no-credit-check payday loans. It means you can get a loan without having to pull your credit information or report it to the bureaus.

In place of a credit check, our lenders request additional information to help them confirm your identity and verify your ability to repay the loan. The information required may include your SIN Number or any equivalent ID type and an income statement.

Once you have provided these details along with your contact information, you may be able to receive a disability payday loan without a credit check.

How to Get Loans for Disabled People at WeLoans?

Considering the benefits of disability payday loans, you may have decided to get one. Thankfully, getting quotes via WeLoans is seamless and available 24/7. Here's a simple four-step process people on disability income can follow to apply for a loan.

Fill Out the Online Form

Locate the application form on our website and provide the requested details, including your name, income level, and location.

Get Offers from Lenders

Our pool of partner lenders will receive the information you submit. You can expect them to reply with loan offers within a few minutes.

Sign Necessary Paperwork

You're allowed to compare multiple offers. Once you're satisfied with a quote and accept the terms, sign the loan agreement with the lender.

Receive Your Cash

Finally, just sit back and expect the funds to arrive in your account within one to two business days.

Will Getting Loans for People on Disability Affect Your Disability Benefits?

Ideally, the government does not consider disability loans a source of income. So, it generally won't affect your disability payments. However, there are a few instances where your loan may prevent your eligibility for disability benefits.

First, if you don't spend the loan amount immediately, it will be counted as part of your assets for the month. So, you may be disqualified from monthly disability benefits if the total amount exceeds your resource limit.

The second scenario is where you receive cash gifts. Any money you won't repay is considered an asset by the government. Depending on the value of the cash gift, it could take you above the approved resource limit for disabled people and count against your benefits for that month.


1. Can I Get Payday Loans for Disability with Bad Credit?

Yes, you can. All types of credit scores are welcome to request disability loan quotes at WeLoans. You can get up to $1,500 on your disability income despite having a bad credit history.

2. Is It Possible to Get Approved for Payday Loans with e-Transfer and Disability?

Yes, it is. E-transfer is considerably popular with our partner lenders. You may be funded within a few minutes once the lender approves the loan.

3. How Much Can I Get from Disability Payday Loans?

Disability payday loans are available for any amount ranging from $50 to $1,500. You can confirm how much you qualify for with our lending partners.

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Apply for Your Disability Loans with No Credit Check in Canada Today!

Need urgent cash before receiving your disability payments? Get online payday loans that accept disability in Canada through WeLoans today!

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