Online Payday Loans, Your Best Option for Rainy Days

Online Payday Loans, Your Best Option for Rainy Days

Online payday loans offer a convenient and swift approach to cover the gap when you have an unforeseen event or need to get your finances back on track.

Here at WeLoans, you can apply and get approved for payday loans online within minutes, even with bad credit.

default img

How Do I Get Payday Loans Online?

  • default img


    Fill out a simple form online with some basic information and the amount you want to borrow.

  • default img

    Receive Offers

    Receive instant offers from lenders. Go through them and accept the one that you're satisfied with.

  • default img


    Access your payday loan within 24 hours from one of our trusted licensed lending partners.

Why Get an Online Payday Loan?

  • default img

    It's accessible

    We all lead busy lives. Why brave the outdoors and head to a retail store when you can apply for a payday loan from the comfort of your living room?

  • default img

    It's speedy

    When you need money you likely need it right now. With a payday loan, there is no need to wait — you can access your funding within 24 hours.

  • default img

    There are no credit checks

    If bad credit has made it difficult to access the money you need, then look no further. With a payday loan, you can still borrow funds without any type of credit check.

  • default img

    You can pay for emergencies

    Things come up in life—emergencies, unexpected expenses, and or simply the desire to make a large purchase. It's completely up to you what you need the payday loan for.

What's to Like about WeLoans?

  • default img

    Everything is online

    WeLoans is paperless. You apply online and our lending partners e-transfer you the cash. No faxing or going in person is necessary.

  • default img

    Connect with the right lender

    We work with multiple, trusted lending partners to find you a great fit. We're a one-stop shop to find the most suitable lender.

  • default img

    Money deposited in 24 hours

    Emergency expenses don't wait and neither will you. That's why we work with lenders that can e-transfer the funds to your account within 24 hours.

  • default img

    No fees. No catches

    WeLoans has no hidden fees. All information is upfront and you will know exactly how much you need to repay before you borrow.

  • default img

    Bad credit is also considered

    Bad credit makes it tough to borrow and make ends meet. But as long as you meet our other criteria you can qualify for a payday loan from our lenders.

  • default img

    Quick cash up to $1500

    You can borrow up to $1500 with payday loans in Canada by spending only a few minutes filling out our online application.

How Much Payday Loans in Canada Cost?

Online payday loans in Canada work differently from credit cards which accumulate interest daily. Instead, payday loans cost a flat fee based on the amount you borrow. A typical cost for someone living in Ontario , for example, is $15 for a $100, 14-day loan.

default img

Get Canada Payday Loans Online With No Credit Check?

Don't let a bad credit score make your life difficult and stop you from accessing the funds that you need. WeLoans works with lenders that offer no credit check payday loans.

As long as you have a regular source of income, have been at your job for a considerable period, and have a balanced debt-to-income ratio, you can qualify for a payday loan in Canada.

default img

What Other Loan Options to Explore at WeLoans?

  • Bad Credit Loans

    Whether you have bad credit or no credit, bad credit loans are a good alternative to consider if you need to cover short-term emergency costs between paydays.

  • Unemployment Loans

    You can still receive a loan if you are unemployed as long as you receive another form of income, such as government benefits.

  • No Credit Check Loans

    Say goodbye to credit checks and say hello to no credit check loans. These lenders don't judge you based on your credit score and credit history.

  • Installment Loans

    Take out an online installment loan, and you will have more time to pay it back over a number of months in installments.

  • Child Tax Loans

    You can qualify for a loan if you are currently unemployed based on the amount you get from the Child Tax Benefit in Canada.

  • Short Term Loans

    Don't let financial emergencies catch you off guard. Get fast cash with short-term loans to cover emergency and short-term expenses.


  1. 1. What is a payday loan?

    A payday loan is a small, short-term loan usually used for unexpected expenses or emergencies.

  2. 2. What if I can't repay the payday loan on time?

    If you cannot repay your loan on time then the total amount you owe, including the fees, will increase.

  3. 3. What do I need to apply for payday loans online in Canada?

    You must provide identification, bank account details, and proof of income. All income is accepted, including government benefits such as ODSP, EI, and Child Tax credit. You must be age 18 or older.

  4. 4. Can I roll over a payday loan?

    In Manitoba, Newfoundland, and Prince Edward Island you may be able to roll over a payday loan. In all other provinces, you are not allowed to extend your loan.

  5. 5. What to consider before applying for payday loans online in Canada?

    Please ensure that you are able to pay back the loan on time and you understand all the repayment details.

  6. 6. When will I receive my payday loan?

    You will receive your money within 24 hours, e-transferred to your bank account.

  7. 7. How much can I borrow with Canada payday loans?

    You can borrow up to $1500 with WeLoans in Canada.

default img

Apply for Payday Loans Online in Canada!

Stop waiting for your payday! Get the cash you need now with online payday loans in Canada.

default img